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We’re hiring licensed sales agents. Join a team where you’ll be rewarded for your hard work. APPLY TODAY

Speak to a licensed sales agent!

1-704-315-2292

info@pbinsurancegroup.com

Final Expense

If you're over 60 and need money to cover your final expense and funeral costs -- final expense insurance is a perfect fit.

Free Final Expense Insurance Quote

Types of Final Expense Insurance

Level Death Benefit

Coverage is immediate. There is no waiting period, and you have 100% coverage once your policy is inforce. Must be in good health as you must answer "no" to all medical questions.

Graded Death Benefit

There is a waiting period. Each company is different, but instead of paying a death benefit from day one, they split it into 3 years. This plan is designed for someone who has some preexisting conditions but overall in good health.

Guaranteed Issued

There are no health questions you need to answer and absolutely no underwriting process whatsoever. Your coverage is guaranteed. This plan is designed for those with a challenging health history who can't qualify for a level or graded plan.

Why Final Expense Insurance?

Underwriting Medial Exams are not required. No Med Exams!

Coverage is available from 18-89

Premium, rates and monthly payments will always stay the same. No rate increase!

Very affordable monthly payments.

Final expense policies are whole life insurance and accumulate cash value.

You an get coverage between $2,500 - $50,000

Your benefits will never be reduced. No decrease in coverage.

Fast approval: Since there is no exam and the underwriting process is simplified, most final expense applications can be processed in less than a week and sometimes faster.

If you would like to know how final expense insurance can help cover your funeral expense costs, please let us know.

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