Life insurance is about providing for loved ones who must continue without you, allowing them to carry on with financial plans you have put in placed.
Temporary coverage. Coverage ends at a specific age. Allows to get the highest amount of protection for the lowest premium. No cash value.
Guaranteed coverage for life, as long as the premiums are paid. Builds cash value. Gives you the peace of mind that you would not outlive your insurance policy.
Offers the flexibility to build cash value or focus on guaranteed protection. Less expensive than whole life. Like whole life you can withdraw or borrow against cash value.